Best health insurance for bariatric surgery?
I live in Florida and am trying to have bariatric surgery. What company’s will pay for the surgery in Florida?
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Approvals for bariatric surgery are usually on an as-needed basis. I dont think anyone can provide you a list of guaranteed approval companies.
I personally had mine covered by Blue Cross Blue Shield.
Also, try http://www.obesityhelp.net for a great forum with lots of guidance for all aspects of the surgery. Insurance, health, etc.
you’d do well to assume ‘none’ and try to find a job in government.
new employees may well be covered under a company’s health plan, and the insurer has likely insisted on an exclusion for pre-existing conditions — meaning you’d not be covered for what you want.
However, many union sponsored or negociated health plans do not have exclusions for pre-existing conditions so that seems like the way to go. And in Florida (where I also live) union shops are mostly government operations.
onward!
If you NEED bariatric surgery now, and you don’t have any insurance coverage, you’re not likely to find someone willing to insure you AT ALL. Period.
If you DON’T need bariatric surgery, most companies exclude coverage for it anyway. The ones that don’t, make you jump through hoops trying to avoid it.
You’re BEST off contacting some local, independent agents (like the guy that writes your house and/or car insurance) and asking THEM.